Your money,
across borders.
Send and receive money across borders with transparent rates — fund by Interac e-Transfer or bank transfer, delivered in local currency. A compliant Canadian platform.
Recent activity
Sent to Colombia
COP transfer
USD deposit
Bank transfer
Crypto received
USDC · Polygon
CAD → COP
Live rates
FINTRAC MSB registration
C100000990
Live corridors
Money moving across the world.
Live corridors and coverage across the Americas, Europe, and Asia-Pacific — you fund locally, and your beneficiary receives in their own currency.
Where money flows today
Coverage
Send and receive across four regions.
Coverage available today across North America, Europe (SEPA), Latin America, and Asia-Pacific — through our banking partner and our own operations.
North America
Europe (SEPA)
+ the rest of the SEPA zone
Latin America
Asia-Pacific
The roadmap: toward 75+ countries.
We are expanding across Asia, more of Latin America, Africa, and Europe. These markets are on our roadmap — clearly not live yet.
Asia-Pacific
RoadmapLatin America
RoadmapAfrica
RoadmapEurope (SEPA)
RoadmapHow it works
How your money moves.
You fund locally and we deliver in local currency. The conversion and settlement in between run on secure infrastructure — you never touch it.
You fund
Add money by Interac e-Transfer or bank transfer, in your local currency.
We convert & secure
Your funds are converted and settled in seconds over our settlement infrastructure, screened against sanctions lists.
They receive
Your beneficiary is paid in local currency, straight to their account.
Settlement runs on secure infrastructure with sanctions screening on every transaction — invisible to you and your beneficiary.
Automated fiat rails — rolling outWho it's for
Built for people and for businesses.
The same compliant rails, whether you're sending money home or paying out at scale.
Personal
For the diaspora sending money home — fast, transparent, and delivered in local currency.
- Transparent rates and fees up front
- Fund by Interac or bank transfer
- Track every transfer end to end
Business
For companies paying out across borders — a payouts API, sandbox, and compliance built in.
- Payouts API with signed webhooks
- Full sandbox before you go live
- KYB, screening, and audit trails
Trust & security
Security you can feel in every transfer.
Designed with clarity, transparency, and confidence at every step.
Bank-grade security
Accounts, wallets, and transfers protected with serious safeguards and encryption in transit and at rest.
Transparent fees
See your rate, fees, and delivery amount before you send.
Transfer tracking
Know where your money is at every step.
Verified recipients
Send with confidence thanks to clear recipient details.
Sanctions screening
Transactions are screened against OFAC and applicable sanctions lists.
Built for compliance
A FINTRAC-registered foundation with AML/KYC controls and full audit trails.
For developers
A payouts API built for production.
Send payouts by API, integrate in a full sandbox, and verify every webhook. Typed errors, idempotency, and cursor pagination come standard.
- REST API with signed webhooks
- Test and live modes, scoped keys
- Official SDKs and OpenAPI spec
curl https://api.caiboglobal.com/v1/payouts \
-H "X-API-Key: $CAIBO_API_KEY" \
-H "Idempotency-Key: b1f4e0a9-2c7d-4f9a" \
-d '{
"amount": "500.00",
"currency": "USDC",
"destination": {
"network": "polygon",
"address": "0x9f4c...a2e1"
}
}'{
"id": "po_3nK8Qw",
"object": "payout",
"status": "processing",
"mode": "live"
}